Overview
HOPE's Mission:
About HOPE Credit Service
HOPE Credit Service, LLC specializes in Credit Consulting and Financial Literacy in matters as it relates to credit, budgeting, personal money management, and providing effective solutions to financial challenges. HOPE Credit Service was founded by Teressa McIntosh and born out of her desire to help families achieve the American Dream of Homeownership and/or start a business.  While working as a mortgage consultant, McIntosh observed on too many occasions men, women and families being denied credit for home loans or being charged much higher interest rates due to challenged credit. In September of 2008, McIntosh left the mortgage industry and opened the doors of HOPE Credit Service with the goal of educating people on the importance of maintaining excellent credit, increasing consumer awareness, and the upholding the legal rights of buyers and borrowers.  McIntosh employs her extensive knowledge in these areas to provide consumer relevant solutions to their personal, business and financial needs. HOPE Credit Service and our partners have an outstanding track record and have helped hundreds of credit challenged clients experience the American dream of homeownership and/or starting a business.  In the last several years, McIntosh has expanded her focus in assisting entrepreneurs.  McIntosh’s workshops, The Danger of Credit, How to Build Business Credit and  Obtain Funds for businesses.  These workshop are sought out for those seeking residential or business credit and loans.
HOPE Credit’s current and past clients include some of the following:
HOPE Credit also provides accredited C.E. classes through the Georgia Real Estate Commission (GREC) which have been approved for Continuing Education Credits for Real Estate Professionals. 
© 2017 by HOPE Credit Service, LLC.  All Rights Reserved.
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Hope Credit Service, LLC 44 Darby’s Crossing Drive Suite 200 Hiram, GA 30141 Office:  (678) 383-2839 Fax:  (678) 349-0664
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Hope Credit Service, LLC 44 Darby’s Crossing Drive Suite 200 Hiram, GA 30141 Office:  (678) 383-2839 Fax:  (678) 349-0664
Small Business Administration (SBA) Marietta Continuing School RE/MAX Greater Atlanta Maximum One Realty Women Economic Development Agency (WEDA) Shelter Lending Service Starkey Mortgage The Edge Connection at (KSU) Movement Mortgage
What we do: HOPE Credit Service and our partners have outstanding A+ rating with the Better Business Bureau.  We have proven to be a reputable business with consistent and positive customer experiences.  Our partners boast a state of the art processing center as well as an experienced team that enable them to provide the most efficient credit and financial restoration service in the industry.  Our team of credit analysts will perform a thorough review of all items on the consumer’s credit report with a special interest in identifying items that negatively affect credit.  Our clients will regularly receive from our partner’s customized dispute letters to review, sign, and send to Experian, Equifax and TransUnion.  Dispute letters may be changed or modified at the consumers’ request.  We strongly encourage consumers to provide any supporting documentation that may assist and expedite the dispute process. Understanding that each individual scenario is unique; therefore, the success ratio and time required to restore credit varies.
Who can benefit? It is through the reputable partnerships that have been created over the years that lives are being changed through HOPE Credit Service.  We partner with organizations and companies requiring credit worthy clients like the auto industry, small businesses and the mortgage and real estate industry.  We provide credit and finance workshops to groups, organizations, churches, fraternities, sororities, etc. We help to teach the credit game and bring financial literacy to consumers.
HOPE Credit, it is our mission to empower consumers to regain control of their credit, finances, and the quality of their lives through credit and financial education workshops, seminars, and one on one consulting to ultimately achieve financial wellness.