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Privacy Statement The following policy explains how we gather and use personal information in detail.  This policy may change from time to time and Hope Credit Service reserves the right to change or modify this policy at any time with or without notice.  If you have any questions about this policy, please feel free to contact us.  By registering and using this Site, you signify your acceptance of this Policy.  If you do not agree to the terms of this Policy, in whole or part, you should not use this Site, and should immediately terminate your registration (if you have signed up) by following the instructions in "Opting-Out of Further Communications."  Registration: Hope Credit Service only collects personally identifiable information ("PII") that is volunteered during the registration process or in response to specific information requests.  Examples of PII that may be requested include: first and last name, address, email address, and telephone number.  Anybody completing and submitting any of the forms (including our newsletter) on the Hope Credit Service domain is considered a "registrant."  In addition, Hope Credit Service may collect your IP address and information through use of electronic "cookies."  When you register with Hope Credit Service you automatically consent to registration in all the other online properties in the Hope Credit Service network (collectively, the "Network Sites").  Accordingly, Hope Credit Service may share registrant PII with the Network Sites.  By providing PII and other information to this Site, registrant fully understand and unambiguously consent to the collection and processing of such information in, and the transfer of such information to Network Sites, the United States and other countries or territories, in accordance with the terms of this Policy.  Use and Sharing of PII Hope Credit Service reserves the right to use registrant PII: (1) for the specific purpose for which such information was provided (including matching registrants with a credit related company or companies); (2) as disclosed at the time such information is provided; and (3) as disclosed in this Policy.  However, please note that Hope Credit Service may change this Policy at any time and therefore Hope Credit Service may in the future use registrant PII for additional purposes not currently included in this Policy.  Also, Hope Credit Service may share registrant PII with its partners, sponsors, advertisers, service providers and marketers' lookup and reference services and any other entities that Hope Credit Service believes are able to provide registrants with special offers and opportunities.  Note that although Hope Credit Service advises everyone who receives Registrant PII from Hope Credit Service to support this Policy, Hope Credit Service has no control over such party's information handling practices and is not responsible for any failure of such party to adhere to this Policy.  As a condition of registration, registrants agree that Hope Credit Service may share their PII with the Network Sites and unaffiliated third parties.  If you do not agree that Hope Credit Service may share your PII with such entities, you may not register on Hope Credit Service, and if you are already registered, you must immediately terminate your account, by following the instructions in "Opting-Out of Further Communications."  Additionally, Hope Credit Service may share Registrant PII in aggregate, non-personal form, with select companies that wish to reach a particular target audience. This information will allow these entities to provide relevant offers to specific registrants.  Finally, Hope Credit Service may disclose registrant PII in order to: (1) comply with applicable laws; (2) respond to governmental inquiries; (3) comply with valid legal process; and (4) protect the rights or property of Hope Credit Service, the Network Sites or other registrants of this Site. Do Not Call Registry Compliance: By submitting personal contact and/or financial information through (Hope Credit Service domain), the user hereby grants written permission to Hope Credit Service, its affiliated sites, and its business partners for contact via telephone, mail, and/or e-mail.  Further, by registering at Hope Credit Service you are consenting to receive phone calls from Hope Credit Service, its affiliated sites, and its business partners for contact via telephone, including but not limited to lenders that may contact you regarding credit counseling and thereby registrants waive their right to file a claim with the FTC or any other agency in reference to these calls or contacts.  Third Party Offers: By registering at Hope Credit Service you may receive follow-up contacts/offers from third party companies.  We cannot be responsible for the services or representations of third party advertisers. Links to Other Sites: Hope Credit Service contains links to other sites.  We are not responsible for the privacy practices or the content of such web sites.  Security, Fraud, and Abuse: This site has security measures in place to protect the loss, misuse, and alteration of the information under our control.  Hope Credit Service regularly reviews these measures to better protect you.  Opting-Out of Further Communications: Hope Credit Service registrants may opt-out of receiving further communications from Hope Credit Service. Registrants may, at any time, choose not to receive promotional emails from Hope Credit Service or the Network (1) following the "unsubscribe" instructions in any Hope Credit Service e-mail received by registrant, or (2) our contact form.  Note that unsubscribing from one email list does not automatically unsubscribe you from any other email list that you may be on.  Please read the email carefully to find out which list you are unsubscribing from.  Must Be 18 Years or Older: Hope Credit Service or its Network is neither intended for, nor directed to, children under the age of 18.  If Hope Credit Service learns that a person who registers on the Site is under the age of 18, Hope Credit Service will promptly delete that individual's registration.  Transfer In Certain Circumstances: In its sole discretion, Hope Credit Service may transfer, sell or assign information collected on and through this Site, including without limitation, PII and other registrant-provided information, to one or more third parties, as a result of the sale, merger, consolidation, change in control, transfer of substantial assets, reorganization or liquidation of Hope Credit Service and/or Network Sites.  Change in Policy: Hope Credit Service may, from time to time, amend this Policy, in whole or part, in its sole discretion. Depending on the nature of the change, Hope Credit Service will either announce the change (1) on the privacy policy page of the site, or (2) provide such notice via e-mail to registrants.  By not unsubscribing, following the announcement of any changes, you will be deemed to have agreed to such changes. If you do not agree with the terms of this Policy, as it may be amended from time to time, in whole or part, you must terminate your registration by unsubscribing via our contact form.
Hope Credit Service, LLC 44 Darby’s Crossing Drive Suite 200 Hiram, GA 30141 Office:  (678) 383-2839 Fax:  (678) 349-0664
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Hope Credit Service, LLC 44 Darby’s Crossing Drive Suite 200 Hiram, GA 30141 Office:  (678) 383-2839 Fax:  (678) 349-0664